Wyatt

The strange evolution of mainstream music

2008-09-18T06:59:00.001-07:00

First, I would like to apologize for a grievous error in my column last Monday. Take Back the Night is, as I said, on Oct. 30 at 6 p.m. However, writing after midnight came back to bite me when I said that the rally was on Wednesday.

The 30th is actually a Tuesday, so make sure you come out to support the event onthe correct night! Second, I would like to thank everyone for their help in all of the fund-raising efforts of CODA and TBtN. Also, there will still be shirt and button sales going on in the Commons this week, so you still have a chance to snag your new gear.

Moving on, this past week I've been scouring various retailers for snowflake jewelry for my bridesmaids to wear to my upcoming wedding.

Though I have not been overly successful in my search, I've become extremely aware of the general layout and atmosphere of several stores around Terre Haute including such venues as J.C.

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Muscogee schools make the grade

2008-09-17T08:26:00.001-07:00

ByLineBY RICHARD HYATT

rhyatt@ledger-enquirer.com

----

Muscogee County schools have passed their test.

For the first time, the school system has earned district accreditation from the Southern Association of Colleges and Schools (SACS). This is the highest level that can be attained from the national accrediting organization.

A 14-member team of educators from throughout the country spent more than three days examining data, visiting local schools and talking with 493 stakeholders. They presented their findings to the school board on Wednesday afternoon.

"They checked to see if we were worthy, and they found we were," board member Cathy Williams said Wednesday.

In the past, Muscogee County schools have been accredited one at a time.

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3 Reasons You Should Remove E-mail From Your Processes

2008-09-16T07:54:00.001-07:00

I've heard it all and I still say every business should remove e-mail from their processes where they can. Here's

three good reasons:

1. Security Issues

I cannot stress this one enough. Any information you send in the content or as an attachment to an e-mail can be

intercepted, reviewed and altered by the owner of the electronic equipment it touches - you know the wires, routers and switches that physically make up the Web?! (Everyone forgets that the Web has a physical component.)

Is it LIKELY that someone is intercepting your communications? No. Is it possible? Absolutely! That's why you don't use e-mail to transmit things like credit card information, let alone company work product.

For many, it's not just that confidential information can be intercepted. There are other hazards as noted by legal blogger Brian Ritchey, Esq. of MorePartnerIncome. On February 1st he published: Unencrypted E-mails Between Attorneys and Clients May Not Be Privileged. Along with the comments thereto, this is the best discussion I have seen amongst attorneys on the subject of security and e-mail.

2. Administration Woes

Business owners are required to save and store their business e-mails in the same manner as they do other business records. Over time, the data storage needs increase and the larger the business, the larger that cost in terms of actual server space plus the time that one pays (or puts in) to verify that the data is being saved, backed up, archived, etc.

Along with the storage aspect of e-mail, it is also difficult to keep an accurate client file. Although most companies wish to be paperless, the reality is, our lives are very paper intensive and this will likely continue for many years to come (if not indefinitely).

Typically, e-mails are stored on a different network/PC drive/folder than document or specific client folders which store other records for that client/project. For instance, if you use Outlook, e-mails to/from are stored in Outlook's .pst file.

So how do you get a copy of e-mail messages into a client's electronic and paper files? I run across the same solution all the time in law firms -- employees are required to print out each incoming and outgoing e-mail message to be placed within the physical file. Old fashioned? Certainly - but it works! The best configuration is to have employees print each incoming or outgoing e-mail to .pdf and save that .pdf to the client's electronic folder. Remove the paper from the process. If still necessary, they can then print out a copy of the .pdf for the physical file. This way the client's electronic file and physical file are always in sync.

3. The Ooops! Factor

Security does not just mean that the e-mail messages your business creates are only read by the intended recipient. A recent Law.com article (http://tinyurl.com/3w48kt) reported on how a law firm inadvertently sent an e-mail to a reporter instead of to their client. That e-mail, of course, contained sensitive and confidential information.

This is what I call the built in Ooops! Factor for e-mail. It is really just too easy to dash off an e-mail and hit send. How many times do you check and recheck the e-mail address before hitting "send"? I check once when I'm drafting and it's the last thing I do before clicking on the send button. I don't just "look" at the address the second time. I literally read it out loud then click Send (a good practice to get into, IHMO).

Even doing this, I have done other stupid e-mail faux pas - like using the "Reply All" button to send a private

communication to a whole list, instead of one member on that list. Thank goodness that's only embarrassing and not fodder for a law suit!

There are ways to exchange files and information on the web that do not use e-mail. If you'd like to read about one alternative navigate to this page: http://www.legaltypist.com/sendthisfile.htm

Andrea Cannavina, is a legal technology consultant and Master Virtual Assistant. As President/CEO of LegalTypist, Inc., Andrea helps professionals upgrade their processes to digital in order to get more done with less (less employees, less equipment and less stress)!

To learn more, visit Andrea's websites or sign up for her e-zine, The Legal Connection, and get articles like this one right in your inbox: http://www.legaltypist.com/TLCSignUp.htm

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Affordable housing comes to Mill Valley

2008-09-15T15:08:00.001-07:00

For sale: one-bedroom, one-bath, two-story townhouse with patio near Tam Junction. Asking price: $298,000.

No, it's not a real estate ad from years ago. It's this year and it's not a tear-down.

Pacific Trail Townhomes is a 16-unit apartment complex that is being sold in individual units owned in a tenancy-in-common arrangement.

The property at 384 Pine Hill Road is just off of Shoreline Highway outside Mill Valley.

The tenancy-in-common arrangement is unusual in Marin, but is something industry experts think has legs.

"We thought it would make it affordable," said Bill Gamble, who bought the property with his wife and son for $2.48 million. "You can't find condos in Marin for less than $400,000."

Following the response generated by the Association of Football Statisticians 100 Greatest Players in the World ...

2008-09-14T22:22:00.001-07:00

Fort Lauderdale's Stranahan House loses key appeal

2008-09-13T21:54:00.001-07:00

Still riding high after a favorable court ruling two weeks ago, Stranahan House advocates were knocked back to earth Wednesday when the same appeals court torpedoed a key part of their case against a proposed condo tower next door.

The 4th District Court of Appeal in West Palm Beach ruled Wednesday that there had been no "miscarriage of justice" in Broward Circuit Court when Judge Robert Lance Andrews rejected two Stranahan House challenges to the proposed Icon high-rise.

The ruling moved the city, the Stranahan House and the hopeful developers of Icon one step closer to resolving a construction conflict that's spanned nine years.

Haas Redirects $25 Million Gift After Donor Reveals Himself

2008-09-12T01:00:00.001-07:00

The largest private donation in the history of the Haas School of Business will be redirected toward faculty development after the formerly anonymous donor revealed himself, the school announced yesterday.

Alumnus Gerson Bakar, a real estate developer in San Francisco, originally donated $25 million in 2005 to go toward construction of a building to house the executive education program. But the funds will now be used to create five permanent faculty positions.

We're tremendously grateful," said Haas Dean Tom Campbell. It's all the difference in the world."

Campbell said the private gift will allow for more classes and pave the way for a lower student-faculty ratio.

Clinton Vows to Protect Science

2008-09-11T03:42:00.001-07:00

Hats off to Hillary - she made a smart play yesterday, using the fiftieth anniversary of the Sputnik launch to expound on her science platform before a beltway crowd at the Carnegie Institution in Washington, D.C.

Like all the other Democratic presidential candidates, Clinton wants to reduce climate-warming greenhouse gas emissions, but she has not been a particular leader in that arena. Yesterday's speech could give her a boost, however. The event received ample press coverage and none of the other candidates seized on the auspicious occasion to promote their own science agendas.

Yanks dress up rookies in Wizard of Oz outfits

2008-09-10T01:16:00.001-07:00

NEW YORK - Joba Chamberlain raised his oversized paws, shook his shaggy brown mane and let out a feeble roar.

Looking and acting every bit the Cowardly Lion, the big reliever was ready for a scrap Monday.

Put 'em up! Put 'em up!" he said, playfully challenging Jason Giambi and Mike Mussina. No takers they were laughing too hard at Chamberlain's head-to-toe costume.

MARSHALL LOEB'S DAILY MONEY TIP: Three Ways To Serve Humanity And Cut College Costs

2008-09-07T01:06:00.001-07:00

NEW YORK (Dow Jones) -- Paying down student debt can be particularly challenging for people who are interested in embarking on modest-paying public service careers. Luckily, civic-minded folks can take advantage of a number of government-sponsored programs designed to alleviate the burden of student debt.

Debt management consultant Harrine Freeman, of H.E. Freeman Enterprises, suggests three debt-forgiveness alternatives for good Samaritans:

AmeriCorps

Who's eligible? To qualify for service in AmeriCorps, you must be at least 17 and be a United States citizen or lawful permanent resident. Note: You may have to meet some additional qualifications to serve in specific AmeriCorps programs. For more information, visit Americorps.org.

What do you do? Members of AmeriCorps work for more than 2,000 nonprofits, public agencies and community organizations.

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2008-09-07T00:53:00.001-07:00

Maharey - the slick underachiever

2008-09-06T16:36:00.001-07:00

Cabinet minister Steve Maharey will leave politics without fulfilling the promise a rare mix of being both telegenic and intelligent gave him.

When Mr Maharey announced today he would not stand at the 2008 election, he confirmed something Labour Party insiders had known for several months.

Since entering Parliament in 1990, Mr Maharey had risen as high as No 4 in Cabinet, held weighty portfolios, and was rated one of those most likely to succeed Prime Minister Helen Clark.

But in the end the left-leaning Palmerston North MP will depart the Beehive having failed to soar as high as it seemed he would when an incisive, probing and feared Opposition MP.

Mr Maharey proved glib and unflappable in the House when in the firing line at question time, and smooth and informed on television when fronting difficult issues.

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Southwest Starts Business-class Perks for Higher Fares

2008-09-05T13:24:00.000-07:00

Low-fare bigshot Southwest Airlines is making some big changes. In a move to attract the more lucrative class of business travelers, Southwest is putting a higher fare structure in place today, offering perks for passengers willing to pay more. Southwest said its new "business select" fare will offer the ability to board first, additional credits for frequent fliers and a cocktail on the house. The airline said it expects to make at least $100 million a year more with the change. "We are simply offering business travelers new reasons for choosing Southwest Airlines," said Gary Kelly, chief executive officer. The higher fares will be $10 to $30 more expensive than existing fares, he said. About 10 percent of the available seats will be business select. CreditSights analyst Roger King said Wednesday the new structure won't cost the airline much but can help Southwest's bottom line.

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Outsourcing - What Is It And Is It Good?

2008-09-03T13:57:00.001-07:00

Outsourcing. It's a big economic boom for some and a big nightmare for others. Outsourcing has been a hot topic of debate among politicians for a long time. Turn on your TV and you'll see many a show, especially "The West Wing" tackle the issue of outsourcing.

So what exactly IS outsourcing?

Simply put, outsourcing is the practice of subcontracting various jobs to outside of the country that you live in.

The first question most people would ask is, "What are the advantages of sending jobs overseas?"

Well, the answer to that question isn't a simple one because it depends on who you're talking about. See, outsourcing is good for some people and bad for others. So just who gains and who loses out?

Let's start with the people who make out. The companies themselves are at the top of the list. Okay, why? Well, the best way to explain this is with an explanation of how business works in the United States as opposed to a country like India.

In the United States companies pay relatively high taxes and wages. The minimum wage in the United States is one of the highest if not THE highest in the whole world. The taxes companies have to pay are also very high. So to manufacture a product, say computers in the United States, would cost a considerable amount of money.

Now, take that same company, set up an office overseas in India where taxes are lower and the wages are lower and have them make the same product and what happens is the product can be manufactured for less and ultimately sold for less. This allows the company to be more competitive in the market place, pay lower wages while doing it and making more money in the long run. The end result is the companies that manufacture items overseas to sell in the United States make more profit.

From the above example it is clear to see that the companies stand to make out very well with outsourcing. Other people who make out well are the consumers. They get to purchase these products for less money. Certainly that has to be a good thing as well, which it is. Plus, you're giving jobs to people outside of the United States who probably wouldn't be working otherwise. So obviously that is good too.

So who ends up getting the short end of this deal?

That would be the American workers who lose their jobs because they have been outsourced overseas. Most people can't just pick themselves up and move to India. And even if they could the wage they would have to live on would be nothing compared to what they were used to. So ultimately what happens is these people lose their jobs and with outsourcing we're sometimes talking about a hundred thousand people suddenly out of work.

The question becomes, what do these people do? For most, there aren't enough jobs available in their field to get a new job. Some do. But what about the rest? Many are too old to be retrained. It's hard to be a 55 year old steel worker and try to get trained in computers and actually get a good job. It isn't that easy.

So the people who suffer are the ones who lose their jobs, and this number is substantial with the amount of outsourcing that goes on.

But it doesn't end there.

See, when these people lose their jobs that means they don't have as much money to spend, usually having to accept a job for less money. So by spending less that affects the companies around them because THEY are now not making as many sales, especially small business owners like restaurant owners who now serve fewer people. So now they make less money, have to lay off people, and so now there are even fewer people spending money. And the cycle goes on and on until eventually we run into a recession.

Some people would say that outsourcing is great. Some people would point to the downside and say that it's bad.

I guess it depends on what side you're on.

-------------------------------------------------------
Michael Russell
Your Independent guide to Outsourcing
-------------------------------------------------------

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Small Business Accounting Software Selection And Priorities

2008-09-03T07:10:00.001-07:00

The best choice is often dependent upon the size of the business and the employment of full time accountants, accounting staff, bookkeepers or management of the accounting records by the proprietor. Every business needs to choose the most appropriate accounts package according to both the requirements of the business and the capabilities of the person or people who will operate the accounting solution.

Many small businesses do not benefit from sophisticated accounting software if the technical requirements of that software exceed the abilities of the users to produce efficient financial records and use the full capabilities of the accounting software to maintain a high level of financial control.

Alternatively a simple bookkeeping package may not offer the degree of financial control over such financial matters as debtors and credit control, creditors and cash flow liquidity that may be required. Financial control and cash flow is of supreme significance and importance when credit is tight.

Every business needs to maintain a set of books and accounts to satisfy the legal obligations to calculate the net taxable profit which has to be both declared to the taxation authority and provide sufficient financial records to support that calculation.

Up until the mid twentieth century it was common practise to produce accounts handwritten on paper, Typing being reserved for the final set of accounts for publication as required. Handwritten accounting records are largely obsolete for medium and larger businesses although still used by many small business organisations.

With the advent of computers accounting software has become the norm and there are many simple bookkeeping packages that can be easy to understand and offer sufficient levels of financial control for even the smallest business.

In essence each small business has a choice between preparing a handwritten set of accounts, using a simple bookkeeping package which could be based upon spreadsheets or a more sophisticated accounting software package that almost invariably use a data entry system into a database which can then be queried to produce the required financial control.

Choosing handwritten accounts would only be applicable to the smallest business where the proprietor had no employees, limited numbers of transactions and had full financial control without the need for written information. Such handwritten accounts would not be suitable for any business that required control over debtors and creditors or that needed to produce a balance sheet.

For those businesses that could suffice with handwritten accounts there are better options available such as using computer spreadsheets. Minimal knowledge would be required and the benefits substantial compared with being handwritten.

An accounting package based upon computer spreadsheets is suitable for most small business as it can be no more difficult than maintaining handwritten accounts but in an organised format. The sophistication of the format would be according to the ability of the designer of the accounting solution or the bookkeeping knowledge of the person preparing the accounts.

Accounting software written on computer spreadsheets have advantages in that they can save time in data entry, improve accuracy, can be changed to correct errors, highly visible and provide all the basic bookkeeping needs of a small business. Accounting solutions written on spreadsheets are normally limited in relation to financial control and medium sized businesses that require additional control over debtors and creditors may be more suited to a database accounting software system.

Generally if a business is large enough to employ a full time bookkeeper or accountant then that business potentially has the accounting knowledge and skills within the accounting function to use a database accounting system and achieve the additional financial control elements which become available.

Accounting software that uses a database has the facility to produce regular financial and tax reports, debtors reports and statements, creditors reports and statements, cash flow statements and a set of monthly and final accounting reports such as profit and loss accounts and balance sheets.

The disadvantage of such accounting solutions is that to get the most and best out of the system you also need to understand how the package works and how technically to obtain from it the benefits of increased financial control that are available.

The main priority in choosing any accounting package is to first determine the final requirements you need from that administrative system. If detailed financial control, particularly over individual supplier or client accounts is essential and the business is large enough to employ office based staff including an accountant or full time bookkeeper then a database system may be the appropriate choice.

If the business is smaller and requires detailed accounting records to support the year end financial statements while financial control is already sufficient to be in the hands of the business owner then accounting software based upon spreadsheets would probably be adequate. The degree of adequacy being dependent upon the level of expertise contained and automated within the accounts program.

Handwritten books would be the lowest choice. Adequate for some small businesses but only suitable if a computer based option was impossible.

Terry Cartwright, CEO DIY Accounting, a qualified accountant in the UK, designs Accounting Software on excel spreadsheets and Payroll Software for small to medium sized business providing a complete accounting solution and also supplies Company Formation packages for new limited liability companies